You have purchased an RV, a recreational vehicle of your very own, and cannot wait to load up the family and hit the road but first, you should ensure that you and your investment are protected. The best way to do this is by obtaining an RV insurance policy. To do this, you will need to contact a trusted insurance agent like the agents at Will Wright Agency Inc. in Decatur, AL.
Liability Insurance Required
According to Alabama law, all motorized vehicles on the road have to be insured with at least a liability insurance policy. This type of policy will cover any damages or injuries you cause if you have an accident that is determined to be your fault. This includes RVs.
An additional policy you can obtain that corresponds with a liability policy is an uninsured and underinsured motorist policy. This will cover you, your passengers, and your RV if you are involved in an accident with someone who has no insurance at all or very little insurance.
Comprehensive Insurance Coverage
If you borrowed the money to purchase your RV, you may be required to have comprehensive insurance in place. This will replace or repair your RV if it is damaged or destroyed by a natural disaster, a fire, theft, or vandalism.
Collision Insurance Coverage
If you have an accident and your RV is damaged by another vehicle or object, collision insurance will cover the repairs or replacement.
To protect your RV properly, you should seek the assistance of an insurance agent who is experienced with this type of insurance coverage. The agents at the Will Wright Agency Inc. in Decatur, AL have the experience and knowledge with RV insurance to create a policy that will protect your investment and provide you with peace of mind.