Classic cars fall under a different cluster of specialization from regular cars, allowing owners to get the benefits of their increased value as opposed to the decreased value that comes with everyday vehicles. But despite these differences, both types of vehicles still require the same level of coverage features. Here are some types of classic car insurance offered by Will Wright Agency Inc. for Decatur, AL drivers.
Liability insurance falls under the state’s mandatory coverage and offers protection in instances of bodily injury and property damage. Under bodily injury, liability insurance covers 3rd party expenses arising from hospital fees, while property damage takes care of the costs of replacing and repairing damaged vehicles and property.
Medical coverage offers protection to you and your passengers when you get into an accident, allowing you to have peace of mind during your recovery. Medical costs of treatment are taken care of by this policy and any examination expenses arising from your injuries.
If you get into an accident with an uninsured motorist, you are likely to incur the cost of your medical expenses. If, however, you have an uninsured/underinsured policy, it protects you from such emergencies, along with instances where you get injuries from a driver whose coverage does not fully compensate you.
Collision insurance is another type of cover available to classic car owners which protects you when you get into a crash accident. Crash accidents often include collisions with posts, vehicles, or other objects on the road. In addition to this, collision insurance also covers you during rollover accidents, ensuring expenses arising from the replacement or repair of your classic car are taken care of.
Comprehensive insurance covers costs of damage arising from other-than-collision incidents, with examples being hail, theft, and vandalism. If your classic car also faces fire hazards, comprehensive insurance sees that costs of repairs or replacement are taken care of.
If you are looking for partners within Decatur, AL to help you keep your classic car protected, it is only ideal working with experts in the field. Contact Will Wright Agency Inc. today for classic car insurance.