If you own a motorhome, you’ll need to insure it to avoid unexpected expenses that could lead to financial hardship for you. Will Wright Agency Inc. offers motorhome insurance in Decatur, AL.
Unfortunately, there are some common misconceptions out there regarding motorhome insurance that you should be aware of. The following are three misconceptions about motorhome insurance.
Motorhome insurance and auto insurance are basically the same.
There are a few important differences between motorhome insurance and auto insurance to be aware of. For one thing, motorhome insurance typically has higher liability thresholds since motorhomes are larger vehicles that could cause more damage.
Another big difference when it comes to typical motorhome insurance policies is that they typically make it convenient for motorhome owners to pause coverage in the off-season when their motorhome is in storage.
Your home and auto insurance policies automatically cover your motorhome.
Although your home insurance may offer coverage for your motorhome while it’s in storage on your property, home insurance won’t offer any additional insurance protection for your motorhome. Also, auto insurance may only offer basic liability coverage in certain situations like when you’re towing a motorhome.
To get complete coverage, you need to invest in a motorhome insurance policy.
You’ll have to pay a lot more for motorhome insurance than for auto insurance.
You might be surprised to find that motorhome insurance is actually sometimes less expensive than auto insurance.
Insurance providers often find that motorhome coverage involves less risk than auto insurance coverage, so premium rates may therefore be lower.
If you’re interested in a quote on motorhome insurance in Decatur, AL, we can assist you at Will Wright Agency Inc. Send us your inquiry today and we’ll be happy to come to your assistance!