Safe driving tips for motorhome drivers

Motorhome drivers must exercise extra caution when navigating the roads, especially in the Decatur, AL area. Driving a motorhome can be intimidating, so here are some tips from us at the Will Wright Agency Inc. to help you stay safe on the road: 

  1. Before setting out on your trip, ensure your motorhome is updated with maintenance. Check tire pressure and tread depth, brake fluid, and lights. 
  2. Adjust your driving habits to the size of your vehicle. Motorhomes need more time and space to stop and turn than smaller cars, leave plenty of room between you and other vehicles, and use lower speeds in unfamiliar areas. 
  3. Be aware of windy conditions affecting a larger vehicle like a motorhome – especially when crossing bridges or high elevations. If it’s windy, slow down to reduce drag on your vehicle and give yourself more control while driving. 
  4. Stay alert while driving, and don’t allow yourself to become distracted by devices or passengers in the vehicle. Turn off all gadgets until you reach your destination, if possible. 
  5. Know what type of terrain you’re traveling through – for example, some roads have restrictions for motorhomes due to narrow turns or steep inclines/declines – before setting out so that you can adjust accordingly for a smoother ride. 

By following these simple tips, motorhome drivers will be able to enjoy safe travels across the country! For more tips on how to stay safe on the road, or if you have any questions about your motorhome insurance policy, call us at the Will Wright Agency Inc. Today. We are proud to serve the Decatur, AL area.

Three misconceptions about motorhome insurance

If you own a motorhome, you’ll need to insure it to avoid unexpected expenses that could lead to financial hardship for you. Will Wright Agency Inc. offers motorhome insurance in Decatur, AL.

Unfortunately, there are some common misconceptions out there regarding motorhome insurance that you should be aware of. The following are three misconceptions about motorhome insurance.

Motorhome insurance and auto insurance are basically the same.

There are a few important differences between motorhome insurance and auto insurance to be aware of. For one thing, motorhome insurance typically has higher liability thresholds since motorhomes are larger vehicles that could cause more damage. 

Another big difference when it comes to typical motorhome insurance policies is that they typically make it convenient for motorhome owners to pause coverage in the off-season when their motorhome is in storage. 

Your home and auto insurance policies automatically cover your motorhome. 

Although your home insurance may offer coverage for your motorhome while it’s in storage on your property, home insurance won’t offer any additional insurance protection for your motorhome. Also, auto insurance may only offer basic liability coverage in certain situations like when you’re towing a motorhome. 

To get complete coverage, you need to invest in a motorhome insurance policy. 

You’ll have to pay a lot more for motorhome insurance than for auto insurance. 

You might be surprised to find that motorhome insurance is actually sometimes less expensive than auto insurance.

Insurance providers often find that motorhome coverage involves less risk than auto insurance coverage, so premium rates may therefore be lower. 

If you’re interested in a quote on motorhome insurance in Decatur, AL, we can assist you at Will Wright Agency Inc. Send us your inquiry today and we’ll be happy to come to your assistance!

Dangers of Not Having Motorhome Insurance

If you live in your motorhome full-time, you know how important it is to have the right insurance coverage. Your camper on wheels is not only your mode of transportation but also your home; you need to ensure it is protected from any potential risks. However, many people choose to forego motorhome insurance, thinking that their auto insurance will cover them in case of an accident. Unfortunately, this is not always the case. Here are some dangers of not having motorhome insurance.

1. You Could Lose Your Home

If your motorhome is totaled in an accident and you don’t have insurance, you could lose your home. Even if you still have the title to your motorhome, you will not be able to replace it without insurance coverage. This could leave you homeless and without transportation.

2. You Could Be Sued

If you are involved in an accident without insurance, the other party may sue you for damages. If they are successful, you could be responsible for paying their medical bills, repair costs, and more. This could ruin your financial stability and leave you in debt for years.

3. You Get Ruined Financially

In addition to the previous point, not having insurance can ruin you financially if you are sued or involved in an accident. If you do not have the proper coverage, you may have to pay out of pocket for any damages. This could leave you a hefty bill and potentially ruin your credit score.

These are just a few of the dangers of not having motorhome insurance. If you are currently uninsured, getting coverage as soon as possible is important. Accidents can happen at any time, and you need to be prepared. Luckily, Will Wright Agency Inc. in Decatur, AL can help you get the coverage you need. We offer comprehensive motorhome insurance policies that will protect you and your home on wheels. Contact us today to learn more about our coverage options and get a free quote. Please don’t wait until it’s too late. Insure your motorhome today.

4 Reasons you Should Invest in Motorhome Insurance

Motorhome owners, just like car owners, can bump into unexpected incidences on the road. That said, having motorhome insurance in place ensures protection in case of anything. With that in mind, it’s paramount to pursue the numerous Motorhome insurance coverages available to get complete protection for your RV. You see, RVs are expensive and warrant protection from all sorts of incidences like theft, damage, or any other perils. That is why investing in motorhome insurance should be a no-brainer. Let’s see some of the benefits you enjoy as prepared by Will Wright Agency Inc. 

Peace of mind

The ultimate goal of motorhome insurance is to offer you peace of mind. You rest assured that your insurance takes care of your prized asset when disasters strike.

Protection of personal belongings

Motorhomes act like a home away from home. Therefore, you have all sorts of belongings in that motorhome, such as clothing, electronics or furniture, and they don’t come cheap. Your motorhome insurance protects personal belongings in case of an unfortunate occurrence.

Liability protection

Accidents may happen on the road, and when you are liable, they may attract a heavy financial burden on you, including legal charges if you get sued or medical costs for bodily damage. Motorhome insurance ensures protection against such liability claims.

Asset protection

Motorhome insurance is meant to protect your heavy investment. RVs are costly to the point of costing as much as your home. The cost of repairs if it got damaged or even replacing it in case of theft can be crazy. That’s why you need a robust insurance plan to cushion your investment.

Motorhome Insurance in Decatur, AL

Motorhomes are a great way of exploring nature, but they require protection while on the road. As you adventure and have fun, motorhome insurance is one essential investment you shouldn’t forget. Ready to purchase your insurance in Decatur, AL and its environs? Contact Will Wright Agency Inc. for an affordable quote.

Is it a good idea to get motorhome insurance?

The Decatur, AL area continues to be a good place for people to live and move to. Those that are in this area of Alabama will find that there are a lot of great recreational areas around the city that they can enjoy. One way to enjoy the area to its fullest is by investing in your own motorhome. If you are going to get your own motorhome here, there are a few reasons that you should get your own insurance plan for it.

Coverage will Protect Your Asset

One key reason that you should get this insurance is to protect your asset. When you buy a motorhome, it will be something that you will want to enjoy for a very long time. A great way to ensure this happens is by getting insurance for it. When you have a proper motorhome insurance plan, you are going to get coverage to repair or replace your asset if you incur certain losses.

Coverage Offers Liability Support

When you are going to drive your motorhome, you will be taking on liability risk for any accidents you could cause when operating the vehicle. Even when it is not on the road, you could take on liability risks if a guest is injured while in your motorhome. A proper insurance plan can help mitigate all of these risks. 

Anyone that wants to have a motorhome in this area of Alabama will need to make sure that they get proper insurance for it. As there are a lot of choices to make when looking for this coverage, calling the Will Wright Agency Inc can be a good idea. The professionals with Will Wright Agency Inc can help you assess your different options and give any support needed to build your ideal plan. 

Is Motorhome Insurance Worth It?

If you live in Decatur, AL, you will appreciate the services that Will Wright Agency Inc offers for your motorhome insurance cover. The policy covers the charges you incur when repairing your motorhome during particular scenarios. It is necessary to buy the insurance if you own a motorhome or if you intend to buy one soon. The benefits are endless, so you have no reason to risk living without them.

Understanding the Extent of Motorhome Insurance Policy

Your motorhome insurance policy will cover you to various limits beyond repair costs. The charges vary from one institution to another, but Will Wright Agency Inc. will offer you an irresistible deal. The following are some options you may consider under the motorhome policy.

  • Comprehensive cover
  • Collision policy
  • Content cover
  • Personal injury option
  • Liability policy

When Do You Need to Buy a Motorhome Cover?

Regulations vary from one state to another. However, most states demand that you buy a defined minimum liability insurance policy. Nonetheless, some allow you to purchase other options for your motorhome. Here are some scenarios.

When You Rely on a Lender

Perhaps you wish to get money from a lender to finance your policy. Most creditors request you to produce the collision and comprehensive insurance to act as security until you complete paying. The terms vary with institutions.

When You Have a Rented Motorhome

Most insurance institutions have limitations, especially if you own a rented motorhome. In such a situation, consider purchasing a short-term policy using credentials from the renting agency. When signing any contract, understand all terms and confirm whether you are comfortable with them. Contact your agent for more clarification in case you do not understand. Ensure that your policy covers all your needs concerning your motorhome before committing yourself. 

If you own a motorhome in Decatur, AL, reach out to Will Wright Agency Inc to get all the help you need for your insurance policy.

Protect your motorhome with a comprehensive insurance policy

The Will Wright Agency Inc. understands the complexity of insuring motor homes and is here to provide any guidance that you may need to select the right policy for your needs. We are proud to serve our friends and neighbors in the greater Decatur, AL community, and look forward to working with you too!

Factors to consider when selecting your motorhome insurance

People use their motorhomes in different ways, which can affect the type of insurance that is right for your needs. Road warriors will have different requirements from those who use their vehicles for infrequent camping trips. 

Before you head out on the road, or before you buy your first motorhome, it’s important to make sure that your policy provides the protection you need. Campgrounds and RV parks may have certain insurance requirements, and it is important to do your research to learn more. An experienced agent can review the available options once they learn more about how you intend to enjoy your motorhome. 

Liability insurance can be sometimes overlooked, but it is vital. It is especially important if you host guests in your vehicle or do a lot of traveling. This is just one example of how you use your motorhome can make a difference in the type of policy that you need. Just think how much more you’ll enjoy your motorhome when you know you have the right insurance coverage!

Come talk with us before you hit the road in your motorhome!

If you are a motorhome enthusiast in the Decatur, AL area, Will Wright Agency Inc. is here to meet all of your insurance needs. Call or stop by today to learn more about the different motorhome policy options that are available in the great state of Alabama. 

Protect Your Home with Motor Home Insurance

If you’re a motor homeowner in Decatur, AL, then you should probably know a little bit about motor home insurance. After all, a motor home is still a home, and you need to have the proper coverage to keep your home safe. Learn about the in’s and out’s of motor home insurance, why it’s a necessity, and how you can get a coverage policy for you with Will Wright Agency Inc. 

What Does Motor Home Insurance Cover?

Motor home insurance is similar to regular home insurance in the sense that it provides you with financial coverage in the event that your motor home is damaged or worse. To give you an idea of how you can be protected, here are some areas in which motor home insurance provides coverage: 

  • Damage 
  • Property damage
  • Other objects on the property
  • Injury
  • Nature damage

These are just some of the areas in which you can receive coverage from motor home insurance. The specific amount of coverage and type of coverage you receive will depend on the type of motor home insurance policy you choose. To find out which motor home insurance policy would be the best for you, visit Will Wright Agency Inc. for a consultation. 

Why Is Motor Home Insurance Important? 

Motor home insurance provides your motor home with many protection features that home insurance provides standard homes. Besides, your home is still a place where you want to raise a family, and it’s something that you can call your own. It only makes sense that you would want the best kind of coverage for your motor home. It may also be required in some states, so depending on where you live, you may have to get the minimum amount. 

Get Protected with Will Wright Agency Inc. 

When it’s time to find the right motor home insurance policy for you, visit Will Wright Agency Inc. for a consultation. Our office proudly serves the Decatur, AL area. 

Why Is Motor Home Insurance Important?

Motor homes are quite popular in Alabama, and Alabamians are passionate about their RVs. Since buying one is a significant investment, any motorhome owner wants to make sure that it will serve him for years. At Will Wright Agency Inc. from Decatur, AL, we want to help you to protect your precious investment with specialized insurance.

Here is the list of reasons why motor home insurance is so important: 

Protection of Your Vehicle and Belongings

You never know what might happen on the road. Since most RVs are not cheap, by operating your motor home without insurance, you increase the risk of losing your expensive possession in case of an accident. Therefore, getting insurance that protects your RV is a smart decision. Moreover, insurance will cover not only the vehicle itself but also all the contents you have inside of it. 

Liability Protection

Motor home insurance also provides RV owners with liability protection. This means that if you appear to be at fault for an accident on the road, all financial restitution for caused damages will be covered by an insurance company.

Protection of a Driver and Passengers

If you have RV insurance, you do not have to worry about medical bills in case of an accident – your insurance will cover all the medical expenses for you, as a driver and owner, your passengers, and other parties involved in an accident. 

Are you a lucky owner of a motor home and searching for insurance coverage for it? The qualified agents from Will Wright Agency Inc. from Decatur, AL are ready to assist you and help you to find the best option. Do not hesitate to give us a call today to learn more about insurance options available. 


What does motor home insurance cover?

The state of Alabama requires all drivers to show proof of auto insurance that pays at least $50,000 for bodily injury and a minimum of $25,000 for property damage per accident. The law requires drivers to have bodily injury coverage that pays at least $25,000 per person if only one individual was injured in an at-fault accident. 

Your motor home insurance should provide the minimum coverage as required by state law. The agents at Will Wright Agency Inc. in Decatur, AL can help you find an indemnity policy that provides the financial security you need to drive with ease. 

What does motorhome insurance cover?

The average motorhome insurance plan pays for costs associated with accidents as well as property damage that RV drivers cause in at-fault accidents. Coverage may not extend to appliances in the vehicle and instances where the RV is destroyed at a campsite. RV owners need to purchase additional coverage to pay for such incidents. 

How much does RV insurance cost?

RV insurance premiums can range from $1,000 to $2,000 per term. The exact amount that you will pay for a motorhome indemnity policy depends on a number of factors not limited to:

  • The year and make of your motorhome. New RVs may cost more to insure because of advanced features that are expensive to fix when damaged. 

  • Your driving record. Those with few accidents and citations may pay less than drivers with several infractions. 

  • The primary location of your RV. You may pay more if you live in certain regions of Decatur, AL due to crime and accident rates. 

It is best to speak with an insurance agent at Will Wright Agency Inc. if you want to know how much you will pay for motorhome insurance every month. Call today to get started with a quote on RV insurance in Alabama or Tennessee.