Why You Can’t Cover a Motorhome With Auto Insurance

The more major assets you acquire throughout your life, the more insurance policies you will need to protect all of those assets. You might wonder why you can’t cover multiple things under the same policy. For example, your motorhome is something that you drive around, so you should be able to cover it with an auto insurance policy, right? Let’s look at why you can’t cover a motorhome with auto insurance, and how contacting us at Will Wright Agency Inc. in Decatur, AL, can help you secure the right coverage for your motorhome. 

Why Can’t You Use Auto Insurance for Your Motorhome?

It’s reasonable to assume that you would be able to use auto insurance for your motorhome. After all, you will be driving your motorhome around to get to where you want to camp out. That being said, there are several reasons why an auto insurance policy won’t be sufficient to cover your motorhome:

  • Motorhomes are far more complex and costly than traditional motor vehicles, requiring specialized coverage. 
  • Motorhome insurance is built around the needs of motorhome users. It provides you with the specialized coverage you need to be confident that you have the financial help you demand when you encounter situations only motorhome operators experience. Even if it did offer coverage, auto insurance wouldn’t give you everything you need for specialized repairs or other specific scenarios. 
  • Some people live in their motorhomes full-time, which requires specialized motorhome insurance that meets their unique needs. 

Shop for Motorhome Insurance With Will Wright Agency Inc.

If you need insurance for your motorhome, you can start your shopping journey here with us at Will Wright Agency Inc. in Decatur, AL. Get in touch with us to find the coverage you need.