If you’re planning an adventurous road trip beyond U.S. borders in your RV, it’s important to ask: Does your RV insurance travel with you? At Will Wright Agency Inc., providing RV insurance throughout the community of Decatur, AL, we often get this question from customers eager to explore Canada, Mexico, and beyond. Let’s break it down so you can hit the road with confidence.
Crossing Borders? Read the Fine Print
Most standard RV insurance policies in the U.S. provide coverage when traveling into Canada. That’s great news if you’re heading north. However, driving your RV into Mexico or other international destinations gets a little more complicated. Many policies either exclude Mexico entirely or offer very limited protection. In those cases, you’ll likely need to purchase supplemental Mexican auto insurance, which is required by law to drive there legally.
What About Commercial RV Use?
If your RV is used for business—like rentals, mobile services, or events, your coverage rules may differ even more. Commercial policies often have stricter limitations regarding international travel. You must speak with your insurance provider to clarify what’s included and what additional protection you may need.
Stay Covered, Wherever You Go
Before packing up your RV for a cross-border adventure, take a few minutes to review your policy. Knowing what’s covered and what’s not can save you a lot of stress and money down the road.
Need help navigating RV insurance for international travel or commercial use? Contact Will Wright Agency, which serves the greater Decatur, AL area today. We’re here to protect your journey—no matter where the road takes you.
