Unless it’s just you and your pet, it’s easy to forget about your beloved companions when you’re applying for motorhome insurance coverage. Maybe you don’t take your dog along with you for every trip or you didn’t account for your son taking his pooch along. Here, the team at Will Wright Agency Inc. helps you understand how policies cover pet injuries in the case of an accident and where you can turn when you need it.
Can I File a Claim for an Injured Pet Under My Motorhome Insurance Policy?
You can file a claim for your animal, but only if you’ve purchased a special endorsement. Otherwise, motorhome coverage will only apply to the people in the motorhome. Please note that a pet injury endorsement (sometimes called a rider) does not cover liability, meaning that if your pet bites someone in the motorhome, you cannot file a claim for the person’s injury.
Why Consider Pet Injury Coverage?
If your pet is wandering around the motorhome, they’re more likely to be injured — even in minor accidents. They can even be injured if you happen to brake too suddenly, even if there’s not a collision on the other side. If you live in Decatur, AL and don’t want to deal with expensive vet bills, pet injury can give you additional financial assistance so you’re not shouldering all the costs.
At Will Wright Agency Inc., we help our clients see insurance from nearly every angle. For example, if you already have comprehensive pet insurance, you may not need a pet injury endorsement. If you have questions about how you use your motorhome, whether you largely stay in Decatur, AL or you take your motorhome all over the country, contact us today to start the conversation!
