Many classic vehicles have custom paint and trim. It is what makes your vehicle stand out and showcases its history and appeal. But custom paint can be expensive ,especially when you have a specialist restore it or customization work done. Not all insurance will cover repairs to this paint.
When buying classic car insurance in Decatur, AL, be sure your policy incorporates all types of protections you could need over time. At Will Wright Agency Inc., we can help you determine what specific type of support you need.
When Does Classic Car Insurance Cover Your Paint
Classic car insurance may provide protection for all aspects of restoring your vehicle, depending on the type and amount of insurance you have. If you have an agreed value policy, you and the insurance company will agree to the value of the vehicle ahead of time, meaning you know exactly what they will and will not pay for and the value of the protection you have.
Another route is to consider a custom parts and equipment policy. This type of policy will specifically name the extra valued items add to your classic vehicle and protect those features up to the value of coverage you have. For example, your policy can specifically name the custom paint work done and place a value on it. If the paint suffers damage in a covered claim, you will be able to recover those losses.
Get the Coverage You Need with Our Help
Speak to the team at Will Wright Agency Inc. about your vehicle and the specific features that add value to it. Classic car insurance in Decatur, AL can be customized to fit your vehicle’s specific parts and features, protecting it to the fullest level possible. Learn more in a free quote.
