If you live in your motorhome full-time, you know how important it is to have the right insurance coverage. Your camper on wheels is not only your mode of transportation but also your home; you need to ensure it is protected from any potential risks. However, many people choose to forego motorhome insurance, thinking that their auto insurance will cover them in case of an accident. Unfortunately, this is not always the case. Here are some dangers of not having motorhome insurance.
1. You Could Lose Your Home
If your motorhome is totaled in an accident and you don’t have insurance, you could lose your home. Even if you still have the title to your motorhome, you will not be able to replace it without insurance coverage. This could leave you homeless and without transportation.
2. You Could Be Sued
If you are involved in an accident without insurance, the other party may sue you for damages. If they are successful, you could be responsible for paying their medical bills, repair costs, and more. This could ruin your financial stability and leave you in debt for years.
3. You Get Ruined Financially
In addition to the previous point, not having insurance can ruin you financially if you are sued or involved in an accident. If you do not have the proper coverage, you may have to pay out of pocket for any damages. This could leave you a hefty bill and potentially ruin your credit score.
These are just a few of the dangers of not having motorhome insurance. If you are currently uninsured, getting coverage as soon as possible is important. Accidents can happen at any time, and you need to be prepared. Luckily, Will Wright Agency Inc. in Decatur, AL can help you get the coverage you need. We offer comprehensive motorhome insurance policies that will protect you and your home on wheels. Contact us today to learn more about our coverage options and get a free quote. Please don’t wait until it’s too late. Insure your motorhome today.